Condo Insurance

Condominiums are very popular in the state of Florida because of the lower prices and everything you receive. Last year, a total of 10,262 condos were sold and demand for these properties is up 6.7%.

Insurance is a necessity for protecting your condo and making sure you don’t suffer significant out-of-pocket expenses. Here are some of the reasons why you need condo insurance to protect your investment in the property.

Façade of modern high rise residential building

What is Condo Insurance?

Condo insurance picks up where the insurance from the Home Owners Association (HOA) and common property leave off. Typically, the common areas such as the shared land, recreation facilities, and other amenities are covered by the HOA.

Condominium coverage protects against things that happen inside your unit. It protects your personal property and everything inside the interior of your condo. You avoid costly repairs when damages arise to your condominium.

We recommend this insurance to give you the added protection to cover those unexpected situations that arise inside your property.

Fla Condo Insurance agents are the experts in giving you the best rates and coverage on condo insurance in South Florida. Our team of experienced and knowledgeable specialists works with you through the entire process to get maximum protection. No one knows more about this insurance than us.

What is covered with Condominium Insurance?

Condominium insurance protects you against a total loss for different events that occur when you own the property. Your personal belongs and everything inside the interior walls of the property is covered including

  • Fire and smoke damage
  • Bursting water pipes
  • Windstorms
  • Liability
  • Lightening
  • Vandalism
  • Theft

For example, you have complete coverage if you are on vacation and someone breaks into your condo stealing your TVs, jewelry, and computers.

Even if you are renting the condo to tenants, your insurance policy will protect against these events.

We recommend this insurance to give you the maximum amount of coverage for unexpected events.

Fla Condo Insurance agents have been serving South Florida property owners for 12 years. We work with the A+ rated insurance companies across Florida. Our team will make things easy by taking out the hard work. You receive a customized policy matching your needs. We are the best at protecting your condo against any uncertainties.

Lodging Arrangements

One of the most significant features of this insurance is you are never left to handle things yourself. Condo insurance protects against the property becoming unlivable and you are forced to find alternate housing accommodations.

The insurance company will reimburse you for the out-of-pocket expenses on things such as hotels. These situations arise after a fire, smoke, wind damage, or pipes bursting.

We recommend this coverage, so you never have to worry about the additional costs during these emergencies.

ZK & Associates is a Florida-based agency that will get you the best coverage for your condominium. Our team is the best in business and we will work with you every step of the way from start to finish.

Call Us Today

These are some of the benefits you receive from condominium insurance on your property. Call ZK & Associates and let us help you find the right policy for your condo.

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